HUD label
A metal tag (the red label) permanently riveted on the exterior of each transportable section, certifying construction to the HUD Code. Each section carries its own unique number.
Also called: HUD tag, Red tag, Certification label
A HUD label, sometimes called a HUD tag or red tag, is a small metal plate permanently attached to the outside of each transportable section of a manufactured home. It certifies that the section was built to the federal HUD Code.
Every section has its own label with a unique number, usually three letters followed by digits, so a double-wide has two. The labels are typically found near the rear corner of each section. They must stay in place; removing one can cause problems with sales, financing and insurance.
For insurance, the label is proof that the home was built after June 15, 1976, when the HUD Code took effect. Homes without one are treated as pre-HUD mobile homes, and many carriers will not insure them or will limit the coverage available.
Common questions
Is a HUD label the same as a data plate?
No. The HUD label is a metal tag on the exterior of each section. The data plate is a paper certificate inside the home that lists the ratings and the label numbers.
Can I insure a home with no HUD label?
It is harder. Without a label the home may be classed as a pre-1976 mobile home, which some carriers decline or offer only on limited terms.
Related terms
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