Tie-downs
Ground anchors joined to the chassis by steel straps. They stop wind from sliding, tipping or lifting the home.
Also called: Anchoring, Anchors
Tie-downs are the anchors and steel straps that connect a manufactured home's frame to the ground. They stop high winds from sliding, tipping or lifting the home.
A typical system uses ground anchors screwed or driven into the soil, with straps running up and over or attached to the steel chassis. The number and type required depend on the home's size, height and wind zone, and on state and local rules.
Insurance carriers care about tie-downs because wind is one of the biggest causes of loss for manufactured homes. Rusted straps, loose anchors or missing tie-downs can lead to a surcharge, an exclusion or a decline. If you are unsure about yours, a licensed installer can inspect and re-tighten or replace them.
Common questions
Do I need tie-downs on a home with a permanent foundation?
Homes set on a permanent foundation are anchored to it, and the foundation design is engineered for wind. Requirements differ by state and by foundation type, so check with the installer or your carrier.
How often should tie-downs be checked?
At least once a year and after any major storm. Look for rust, slack straps and anchors that have shifted.
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