Manufactured home
A home built entirely in a factory on a permanent steel chassis to the federal HUD Code, then hauled to its site. Only homes built on or after June 15, 1976 can legally be called manufactured.
A manufactured home is a home built entirely in a factory on a permanent steel chassis and then transported to its site. To be called manufactured, it must be built to the federal HUD Code, which took effect on June 15, 1976.
Manufactured homes come in single-wide, double-wide and larger multi-section sizes. They differ from modular homes, which are also factory-built but follow the local building code, and from site-built houses, which are constructed on the lot.
Because of how they are built and where they are sited, manufactured homes are insured on their own kind of policy, often called an HO-7 or mobile home policy. Age, foundation, tie-downs, roof and wind zone all affect eligibility and price.
Common questions
What is the difference between a manufactured home and a mobile home?
The date. Factory-built homes made after June 15, 1976 are manufactured homes. Those made earlier are mobile homes. People often use the terms interchangeably in everyday speech.
Related terms
More in Home types
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